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Author: Xavier Quenon

Xavier is the proud owner and founder of Go Mortgage, an award-winning broker and office located in Arundel on the Gold Coast. Xavier has been working in the finance industry for over 21 years and holds a Diploma in Financial Services and a Degree in Financial Planning. Since 2006 Xavier has been committed to providing 5-star service and helping his clients realise their property dreams.
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Portfolio Structuring

Written by Xavier Quenon on . Posted in Go Mortgage Services. No Comments on Portfolio Structuring

Too many investors do not understand the crucial nature of planning the loan portfolio that goes with their well researched property portfolio.

Of course we all know that where you will make the ‘big bucks’ is in the performance of the property but we also need to understand that it is on the finance side of things that mistakes can be expensive. The banks and lenders that put forward the money for your investment purchase will always be out to get the safest and most comfortable position on your assets.. and so if you are not vigilant you will give them too much control and security on your assets, and too much control over how well and quick you can keep growing your portfolio.

Cards

If we liken the game to Poker then at Go Mortgage we make it our mission to ensure that you keep in your hand most of the cards you are actually able to keep.. we make sure you don’t surrender those Aces when you don’t have to!

The difference for an investor between structuring an investment portfolio the right way versus the Bank’s way will be in the following outcomes:

  • Increased control of your Equity
  • Increased Safety with available buffers
  • Increased Borrowing Capacity
  • Maximised Tax Deductibility
  • Reduced Bank exposure with No Cross-collateralisation
  • Simpler Cashflow management

Boutique Services

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At Go Mortgage, we provide a boutique mortgage service that goes beyond just getting you finance.

We specialise in building, managing & structuring our investors portfolio and looking after their financial affairs. We are interested in building a clientele and nurturing the relationship for the long term.. We are not in it for the short term or interested in simply ‘writing a deal’.

With every single one of our client we will follow a step by step process and analysis that will cover:

  • Assessing your current structure and highlighting necessary tweaks or changes if necessary.
  • Developing the optimal mortgage structure to suit your personal circumstance.
  • Making recommendations on how to effectively utilise your tax deductible borrowings.
  • Explaining the advantages and pitfalls of Line of Credit Accounts and how these can help you pay your mortgage off years faster.
  • Explaining how negative gearing works and how to maximise your cash flow.
  • Offering you a quality service for the life of the loan, not just until your loan is processed!
  • Touching base every 12-36 months to ensure you finance arrangements are still competitive and still suit your circumstances

Equipment Loans

Written by Xavier Quenon on . Posted in Go Mortgage Loans. No Comments on Equipment Loans

There are smarter ways to go about purchasing new business equipment. Depending on your finance arrangements you may be able to create tax efficiencies with your purchase. You can also control cash flow better with the appropriately structured finance.

Go Mortgage has a range of financing options for business operators to purchase equipment.

Whatever your equipment financing or leasing needs, Go Mortgage Corporation can match the best finance to you that will help you and your business achieve your goals.

Contact us today on 1300 855 244 or complete our Enquire Now form below.

Car Loans

Written by Xavier Quenon on . Posted in Go Mortgage Loans. No Comments on Car Loans

There are smarter ways to go about purchasing a new boat or vehicle.

Did you know…

Depending on your finance arrangements you may be able to create tax efficiencies with your purchase. You can also control cash flow and GST Credits better with the appropriately structured finance.
Car yards sometimes make as much on the car finance they provide then on the profit of the sale of the car? this is done by loading the finance interest rate and charges. At Go mortgage we offer this service to ensure our clients get a fair deal.

Whatever you financing or leasing needs, Go Mortgage Corporation can match the best finance to you that will help you achieve your goals.

Contact us today on 1300 855 244 or complete our Enquire Now form below.

Wooden figures of a family in front of a house model.

Investment Loans

Written by Xavier Quenon on . Posted in Go Mortgage Loans. No Comments on Investment Loans


Buying an investment property and building a portfolio is a smart and exciting way to increase your wealth and secure your financial future. Obtaining finance for your investment properties can be complicated though. There are a number of considerations to take into account such as income levels, assets, current debts and exposure, interest rates and features that your new loan needs to offer.

Property investment loans: houses with rising growth arrows on building plans

The team at Go Mortgage has a wealth of experience when it comes to catering for property investors. Actually that is what we do best!

As your property portfolio increases, so will the complication of your finance requirements. Whether you are buying your first investment or you already have an extensive portfolio, the team at Go Mortgage has the knowledge to assess your current portfolio, maximise it, optimise your borrowing capacity and take you to the next level.

Our team can explain the benefits of different types of loans and structure to ensure your cashflow management is simple, your structure offers the most tax benefits and maximum Control & Safety.. so you can sleep at night.

At Go Mortgage we specialise in investor finance, portfolio structuring and mortgage acceleration

If you want to Build your Property Portfolio…

If you want to secure a better Financial Future…

If you want to Pay Off Your Mortgage early…

ENQUIRE ONLINE NOW

 

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Your Mortgage

Written by Xavier Quenon on . Posted in Go Mortgage Loans. No Comments on Your Mortgage

What Mortgage is Best for me? What if I want to Pay off My Mortgage Faster?

I want Mortgage solutions – a Mortgage formula – that suits me!

FHOBSAVE

The world of finance is always changing – New products – fluctuating interest rates – Changes in policies

Should I fix my mortgage or stay variable with my interest rate? Do I have the flexibility of paying off my mortgage? What if I want to refinance down the track? What mortgage is best? What mortgage payment should I make?

There can be a lot to think about when choosing the right types of mortgages.

It’s a lot more than just comparing interest rates and going for the lowest one. What do you want to do in the future? Will you be investing? What will your mortgage be then? Are you already an investor? How is your cash flow? How best to manage it? Do you need an Offset account?

It’s about smart Finance Structures & Mortgage Solutions that give you control and enable you to pay them off faster.

Mortgage Broker Gold Coast

Follow our 3 Step finance process and be on your way to Pay Off your Mortgage Faster!


ENQUIRE ONLINE NOW

First Home Buyers

Written by Xavier Quenon on . Posted in Go Mortgage Loans. No Comments on First Home Buyers

Looking to purchase your first home? Obtaining pre approvals and final finance can be a daunting task.

Go Mortgage can help you identify your borrowing capacity and suggest finance products that can give you flexability and control over your money. We can help you make the most of the First Home Owners Grant and ensure that strategies are in place that will give you the ability to pay off your debts as quickly as possible – thus saving you time and money.

You may want to check out our finance faq page. Whatever you lending needs, Go Mortgage Corporation can match the best loan to you that will help you achieve your goals. Our aim is to assist you using our 3 Step finance process.

Contact us today on 1300 855 244 or complete our Enquire Now form below.

Start Your Home Loan Journey Today

Let’s get your home loan journey underway. Chat with our team and we’ll help you understand your options and map out your next steps.
Let’s chat, it’s free!
1300 855 244

Let’s Make Your Homeownership
Goals Happen!

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