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FAQs

Your questions answered. Find expert advice and insights in our frequently asked questions.

Award Winning Mortgage Broker

How to get a pre approval for a mortgage ?

Want to get into your new home quicker? Get pre-approved ! What is the home loan pre-approv…

Why use a Mortgage Broker? Get it right the first time!

It’s no secret that the lending industry is in a bit of turmoil, and it feels like every day there…

Living Expenses threaten Home Loans Applications

Banks are clamping down on investors from every angle, with ‘living expenses’ one of the latest fa…

What is Best: Fixed vs Variable Home Loan Rates

Making the wrong call on your home loan could cost you tens of thousands of dollars. With the RBA…

What is Principal and Interest on a Home Loan? | P&I Explained

Understanding principal and interest home loans is one of the smartest moves any homebuyer can mak…

What does ‘non-genuine savings’ mean?

When applying for a home loan you’re usually asked to provide a lot of different information, inclu…

What is Lenders Mortgage Insurance?

If you are finding it difficult to save up a 20% home loan deposit, you may still be able to bo…

What is the LVR for my Loan?

Your Loan to Value Ratio (LVR) is the percentage of the security property value that you are borr…

What is Equity?

You have probably heard the word ‘equity’ thrown around in financial conversations. While those wit…

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