ARTICLES
Putting your best foot forward when bidding
Whether you are just beginning your property-purchase journey, or adding to your portfolio, a common stressor is determining how much to offer and how to put your best foot forward when there is competition. As we arguably enter a slightly better buyers’ market than...
Shock expected for fixed-rate borrowers
Data just released shows a large number of Australian home owners are facing a significant increase to interest rates when their fixed-rate term ends. Investment bank Morgan Stanley estimated that the big four banks have originated more than $550 billion of fixed-rate...
When is a good time to refinance my home loan?
Many homeowners set up their home loan repayments to automatically be debited from their account - knowing they are slowly chipping away at their debt without needing to put much further thought to it. However, this set-and-forget mentality could actually cost you...
Rate lock: how does it work?
You’ve found the property. Your broker has helped you find the right loan with a competitive interest rate and all the features you want. You’ve completed the application and now you’re waiting for settlement. As the day comes you look through the paperwork but that...
How can I get a better rate on my Home or Investment Loan?
As home loan rates increase for the first time in many years, you may be wondering "how can I get a better rate on my home or investment loan?" The answer may be as simple as picking up the phone... Are you in a position to haggle? Before you try to nab a lower home...
8 New Year’s financial resolutions
One of the silver linings to emerge from the pandemic is how it's made people more aware of their spending habits. To start the new year off on the right foot, here's how to be more money savvy this year. 1. Start tracking your spending Most of us have a general idea...