Welcome to Selling Season: How to Stand Out and Secure Your Dream Home with Help from Go Mortgage.

We are now in Spring and as the days grow warmer and spring turns into summer, the property market kicks into high gear. Known as the ‘selling season’, this time of year typically sees a surge in homes hitting the market as sellers take advantage of the good weather and increased buyer interest. For many, it’s the perfect time to find that dream home, but with more competition also comes more pressure to act quickly and decisively.

If you’re planning to buy a home, it’s important to be prepared. In this article, we’ll explore how you can stand out from the competition and secure your dream property, and how working with a mortgage broker can give you a significant edge.

Why the Warmer Months Are Selling Season ☀️🏡

The warmer months are the peak season for homebuyers for a few reasons:

  • Weather Conditions: The pleasant weather makes it easier for potential buyers to visit open homes and attend auctions.
  • End-of-Year Deadlines: Many buyers and sellers are keen to finalise purchases before the end of the year, especially if they want to move in before the holidays or start fresh in the new year.
  • Spring Cleaning: Spring is a time when sellers prepare their homes for sale, taking advantage of natural light and blooming gardens to make their properties look their best.

With more properties on the market and more buyers eager to purchase, competition can be fierce. That’s why it’s crucial to be prepared so you can move quickly when the right opportunity arises.

Get Pre-Approved and Be Ready to Move ✅

One of the best ways to make sure you’re ready to act when you find your ideal home is to secure pre-approval for your mortgage. Pre-approval is when a lender evaluates your financial situation and confirms how much you can borrow before you start house-hunting. This is where Go Mortgage can step in to help streamline the process for you and provide you with the advantage over other buyers who may be competing for the same property as you are.

The Benefits of Pre-Approval:
  • Confidence in Your Budget: Knowing exactly how much you can borrow gives you a clear idea of what properties are within your budget, so you won’t waste time looking at homes that are out of your reach.
  • Stronger Position at Auctions: Auctions can be intense, and having pre-approval in hand gives you the confidence to bid knowing your financing is already sorted.
  • Speed in Making Offers: In a competitive market, you need to be able to move quickly. Sellers are more likely to consider offers from buyers who have pre-approval because it signals you’re serious and ready to proceed with the sale.
  • Avoid Last-Minute Surprises: Pre-approval helps you understand any issues with your financial situation early on, so you’re not caught off guard by problems when it’s time to apply for the loan.

 

How Go Mortgage Can Help with Pre-Approval

At Go Mortgage, we specialise in helping buyers like you get pre-approval so that you can secure your dream home without unnecessary delays. We work closely with over 60 lenders to find the best options for your financial situation. Here’s how we can help:

  • Assess Your Financial Situation: We take the time to understand your income, expenses, and financial goals to determine how much you can comfortably borrow.
  • Compare Lenders: With access to a wide range of lenders, we can shop around on your behalf, comparing rates, terms and conditions, to find the best loan for your unique situation.
  • Navigate the Paperwork: The pre-approval process involves a lot of documentation, and it can be overwhelming. We handle the paperwork, making the process as smooth and stress-free as possible.
  • Stay Up to Date: If your financial situation or the market changes, we can help adjust your pre-approval, so you stay ready to make your move when the right property becomes available.

 

More Ways a Broker Can Help You Stand Out

Beyond pre-approval, a mortgage broker can assist you in a variety of other ways during selling season:

  • Tailored Advice for Auctions: If you’re buying at auction, the process can be different than a standard purchase. We can guide you through the rules and requirements, ensuring you’re well-prepared to bid with confidence.
  • Specialised Loan Options: Not all loans are created equal. Whether you’re looking for a low-deposit option, a first-home buyer grant, or something more tailored like a construction loan, we can help you find a loan that suits your unique needs.
  • Refinancing to Boost Your Borrowing Power: If you already own a property, refinancing could unlock additional equity, allowing you to borrow more and secure the next home without overstretching your finances. Take a look at our borrowing power calculator for more help.
  • Ongoing Support After the Purchase: Our job doesn’t end once you’ve secured your loan. We continue to provide support, ensuring you’re always in the best position to manage your mortgage and advising on any future refinancing opportunities. You are part of the Go Mortgage family. Book in with a specialised broker at a time suitable for you.

 

Make Your Move this Selling Season

With more properties hitting the market and competition heating up, the time to act is now. By working with a mortgage broker and getting pre-approved, you will put yourself in the best position to secure your dream home, whether it’s at auction or through a private sale.

At Go Mortgage, we’re here to guide you every step of the way – from the pre-approval process to finding the right loan for your situation. Get in touch with us today and let’s get you ready to make your move this selling season!

If you want to talk to us about the health of your credit file and your loan options, simply click to get in touch or call 1300 855 244.

Let’s Build Your Future, Let’s Go! 🌟🚀

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