ARTICLES

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how to get a pre approval for a mortgage ?

Want to get into your new home quicker? Get pre-approved ! What is the home loan pre-approval process? The home loan pre approval process, also known as conditional approval or approval in principle, is when your bank conditionally approves or denies...

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Does installing a pool add value to a property?

Does a swimming pool give a home a competitive edge in Australia’s housing market? An online survey asked more than 1,000 Aussies if they would pay more for a house with a pool. The most popular response?   Surprisingly 40% said No. However the second...

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Buying a property with your Super

Self-managed super funds – SMSF – have become a popular way for Australians to build their retirement savings. In fact they’re now the fastest growing segment of the superannuation market, with over one million of us now counted as members of an SMSF....

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Why property ‘flipping’ is the next ATO target?

The tax law does not allow you to ‘flip’ a property tax-free even if you are living in it. Most people think they can move into a property, renovate it, and then sell it without paying tax. The main residence exemption – the exemption protecting your family home from...

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5 budget planning tips

Whether you’re hoping to buy a home this year or are tired of wondering where your pay packet goes, budget planning can help you out. With these handy steps you’ll be able to work out where your money is going and save some extra dollars for a rainy day.   1....

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What does ‘non-genuine savings’ mean?

When applying for a home loan you’re usually asked to provide a lot of different information, including how much money you’ve saved. These savings will be the deposit that you put towards the purchase of your new home. You may also be asked questions about how you’ve...

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