Faqs
Why use a Mortgage Broker? Get it right the first time!
It’s no secret that the lending industry is in a bit of turmoil, and it feels like every day there are new Sensationalism in the media, enquiries & Royal commissions, changes to labnder's policy, servicing and processes. It also seems that every lender’s...
Living Expenses threaten Home Loans Applications
Banks are clamping down on investors from every angle, with ‘living expenses’ one of the latest factors to draw attention. So how can you maximise your borrowing power, when every little expense is under the spotlight? Ten years ago, getting an...
What is Best? a Fixed or a Variable Home Loan?
To fix or not to fix If you're about to buy a house or you're looking to refinance you may be asking yourself, should I fix my home loan or not? Like most decisions, there are pros and cons for each option. Here are some things to think about to help you decide. ...
What is “Principal and Interest” on a home loan?
Learn about one of the most basic details of your home loan and how to make use of it to pay your loan off quicker. The phrase "principal and interest" or "P&I" is top of mind for many borrowers at the moment. Recent moves by the Australian Prudential Regulation...
how to get a pre approval for a mortgage ?
Want to get into your new home quicker? Get pre-approved ! What is the home loan pre-approval process? The home loan pre approval process, also known as conditional approval or approval in principle, is when your bank conditionally approves or denies...