Plan a

The results of a survey reveal changes on investment lending are having a knock-on effect on property plans of investors.


This finding does not come as a surprise when you look at the current environment we are in. Over the past couple of months, we have seen a raft of changes in relation to investment lending. Some lenders have changed their policy, making it harder for investors to qualify for a loan, while others have lifted their interest-only home loan rates.

Some investors are forced to look beyond their traditional lender in order to obtain finance, while others are choosing to reassess their intentions to buy a property and/or put their plans on hold indefinitely.

“Australia’s property & Finance market has become very complex in recent months. In my 16 years in the finance industry, I have never seen the mortgage market to be this complex and confusing. But while there are a lot of changes taking place, there are still plenty of opportunities for investors – Says Xavier Quenon, Director of Go Mortgage

“There are still a number of lenders in the market who are happy to write investment loans and are hungry for this type of business. It does mean however that alternate thinking might need to be adopted by investors -whether in terms of the type of property they buy, the lender they use or the strusture of the loan they pick.”